NACBA25

With $1.2 trillion in student loans outstanding, these debts are an ever increasing hurdle for Ch. 13 debtors receiving a fresh start in bankruptcy. As the draconian Bruner test can preclude even those in the most desperate straits from obtaining a discharge,  this panel will explore means of combining alternative,  nonbankruptcy relief, including claims objections, administrative discharges and income driven repayment plans with your Chapter 13 practice to provide additional assistance for your clients and additional sources of revenue for attorneys.